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Credit reporting requirements (FCRA) Resources to help industry understand, implement, and comply with the Fair Credit Reporting Act and Regulation V. Featured topic On June 24, 2022, the Bureau issued a Final Rule prohibiting the inclusion of adverse information in consumer reporting cases of human trafficking under Regulation V. The Bureau also released a Fast Facts  document, which summarize…

Providing equal credit opportunities (ECOA) Resources to help industry understand, implement, and comply with the fair lending requirements of the Equal Credit Opportunity Act (ECOA) and Regulation B. Featured topics On May 3, 2022, the Federal Housing Finance Agency announced that lenders will be required to use the Supplemental Consumer Information Form, which asks about…

Privacy notices (GLBA) Resources to help industry understand, implement, and comply with the privacy provisions of the Gramm-Leach-Bliley Act (GLBA) and Regulation P. Featured topic On August 17, 2018, the Bureau published an amendment to Regulation P to implement a December 2015 statutory amendment to the GLBA providing an exception to the annual notice requirement for financial…

Debt Collection Resources to help industry participants understand, implement, and comply with the Debt Collection Rule. Featured topic On October 29, 2021, the Bureau released a guidance document  on how to disclose the validation information in the Itemization Table on the model validation notice. The Bureau also released additional frequently asked questions on the validation information provisions in the…

About the debt collection rule On December 18, 2020, the Bureau issued amendments to Regulation F, 12 CFR part 1006 (December 2020 Rule), which implements the Fair Debt Collection Practices Act (FDCPA). Regulation F prescribes Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA. The December 2020 Rule,…